Types Of Insurance

Risk Insurance relates to a variety of insurance options that protects individuals as well as families and business owners against financial hardship due to death, illness or injury to a family member or business partner.  It is arguably one of the most important aspects of any risk protection portfolio for two main reasons:

• Protection of Income and our ability to earn income – when asked what your most important asset is many people will say their house and possibly even their car, but in reality it is our income and our ability to earn that income.
• Statistics show the chances of a claim are increasing – as an individual’s age increases so does the chance of claiming on at least one type of insurance